Birch Coffee Accord barn exterior

Business Plan · 2026

From the city block to the creek bank.

Birch Coffee Accord — 5125 Route 209, Accord, NY 12404. A 2.6-acre creek-side barn for coffee, breakfast, lunch and weekend dinners.

$825k

Acquisition

$475k

Equity outlay

~$1.47M

Target revenue

~74%

Cash-on-cash

01 · Brand story

A neighborhood coffee house, upstate.

Birch Coffee began in New York City with a simple idea: great coffee served by people who know your name. Over the years, our shops became the living rooms of their neighborhoods.

Accord is the next chapter. A timber barn on 2.6 acres beside the creek gives us room for what the city never could — a full kitchen, a patio under the trees, and an annex where we roast and cup our own coffee.

We'll serve year-round locals every morning and welcome weekend visitors from the city at breakfast, lunch and dinner.

Dining room

02 · Executive overview

Coffee all day. Dinner on the weekend.

MorningSpecialty espresso, filter & pastry7 days · $11 avg
LunchSeasonal sandwiches, bowls & salads7 days · $15 avg
DinnerHudson Valley farm-driven menuThu–Sat · $50 avg
AnnexOn-site roasting, cupping & classesWholesale upside

03 · Visual concepts

Six spaces, one material palette.

Exterior

01 · Arrival

Exterior

Matte black timber barn with lower industrial concrete siding panels, gooseneck sconce lighting and Birch branding facing Route 209.

  • Matte black shingle & board-and-batten
  • Concrete panel base
  • Barn sconces
  • Illuminated BIRCH mark

04 · Financial pro forma

Move the numbers. Watch the deal.

Every assumption is adjustable — charts, returns and the investor summary update instantly.

Scenario

Annual Revenue

$1,464,060

Target case

NOI / EBITDA

$395,296

27.0% margin

Net Cash Flow

$349,759

after $45,537 debt service

Cash-on-Cash

73.6%

Payback 1.36 yrs · DSCR 8.68x

Revenue by daypart

Morning$403,26028%
Lunch$280,80019%
Dinner$780,00053%

Where each dollar goes

5-year projection

5% annual growth · fixed debt service
YearRevenueNOICash flowCumulative
Y1$1,464,060$395,296$349,759-$125,241
Y2$1,537,263$415,061$369,524$244,284
Y3$1,614,126$435,814$390,277$634,561
Y4$1,694,832$457,605$412,068$1,046,629
Y5$1,779,574$480,485$434,948$1,481,577

Investor summary

Acquisition price
Mortgage amount
Mortgage rate
Amortization
Monthly payment$3,795
Annual debt service$45,537
Down payment
Buildout & renovation
Total equity outlay$475,000
Morning avg check
Lunch avg check
Dinner avg check
Dinner covers / night
Total revenue$1,464,060
COGS %
COGS$439,218
Labor %
Labor$439,218
OpEx %
OpEx$190,328
NOI / EBITDA$395,296
Net cash flow$349,759
Cash-on-cash / payback73.6% · 1.36 yrs
Annual growth